That brings up a good point about getting pre-qualified for a home loan.

It’s an important first step to ensure you can actually get a mortgage, while also determining how much you can afford. Two birds, one stone.

A more involved process is a mortgage pre-approval, where you actually provide real financial documents to a bank or mortgage broker for review, and they run your credit.

Real estate agents (and home sellers) typically require that you be pre-approved if you want to make a qualified offer.

But you don’t need to use the company that pre-approved you, so always take the time to shop around!

Source: Click here