Rates for fixed mortgages increased this week, which has indicated that buying a home will be less affordable in upcoming months.

The average rate on a 30-year loan jumped from 4.29% to 4.46% this week, according to Freddie Mac. Regarding 15-year loans, rates also increased from 3.30% to 3.47%. Since May, when the Federal Reserve indicated it may slow bond purchases by the end of the year, rates have increased a full percentage point— hitting a peak of 4.6% in August. Despite the massive increases over the past week, rates are at near-historic lows.

Mortgage rates have been steady since September, when the Federal Reserve took no action. The Fed could slow bond purchases this month if the economy improves.

Freddie Mac also reported that the average fee for a 30-year mortgage fell from 0.7 to 0.5 point. The cost of a 15-year mortgage dropped from 0.7 to 0.4 point. The median rate for a one-year adjustable rate mortgage decreased from 2.60% to 2.59% last week with the fee remaining unchanged at 0.4 point. A five-year adjustable mortgage increased from 2.94% to 2.99% while fees decreased from 0.5 to 0.4 point.